WHO WE HELP
Our clients are a select group of individuals, families, and business owners who require holistic financial planning and wealth management advice.
They collaborate with us to develop a unique set of plans based on personal circumstances and motivations. The people we work with are generally professionals, senior managers, or self-employed (entrepreneurial types) with ambitious life goals. Their personal situation benefits from professional advice.
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We don't specify a minimum value of investments from our clients. Rather, we engage based on your need for advice.
If you want to develop a financial plan, maximise your wealth, and take unbiased advice from our expert Independent Financial Advisers – let’s talk about becoming a client.
INDIVIDUALS
& FAMILIES
Life is different for everyone. There are many reasons to start financial planning but they all stem from a need for expert advice.
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The fact you’re here suggests you are experiencing a life event that would benefit from professional support. Your life is likely to have changed or be changing in some way which means you want an expert opinion on how to achieve your goals or make sense of your options.
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We understand the incalculable benefit of making good decisions about your finances so whatever your motivations are - let's talk about becoming a client.
Whatever questions you need to be answered, our experts have the knowledge and tools available to answer them.
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We’ll work with you to put a robust plan in place and match this to suitable financial products and investments. Working together, we can build a strong relationship and truly understand what matters most to you. We’ll put the plan into action for you and monitor its success over time with regular updates and formal reviews. You will gain peace of mind that your finances are in safe hand and have a team of experts at your disposal to help tackle life events.
Blackmount Private Wealth can help you make sense of:
PENSIONS AND RETIREMENT PLANNING
ESTATE PLANNING AND MANAGING INHERITANCE
FORECASTING YOUR FINANCES
SAVING AND INVESTING TAX-EFFICIENTLY
PROTECTING YOUR FAMILY WEALTH
INVESTING ACCORDING TO YOUR BELIEFS
SAVING AND
INVESTING FOR CHILDREN
GIFTING EFFECTIVELY
MORTGAGES*
* Blackmount Private Wealth does not offer mortgage advice but will refer you to a suitably qualified independent adviser.
The value of investments can fall as well as rise. Growth is not guaranteed. The treatment of tax will depend on your personal circumstances. This may be subject to change and impact the benefits to you. The FCA does not regulate Inheritance Tax Planning, Tax and Trusts.
1. VALUE EXTRACTION
Your personal wealth and objectives are naturally intertwined with those of your business. We work with you to extract value from the business as tax-efficiently as possible. This usually combines a structured remuneration package with longer-term plans to exit*.
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*Business exit:
The eventual exit from your business can be difficult for many entrepreneurs. When the time is right to sell, Blackmount Private Wealth can refer you to a select panel of accountants, corporate financiers, and private equity firms. Working in tandem with these professionals can aid us in maximising your value extraction.
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Once a deal has been structured, we will implement a strategic wealth management plan for your desired retirement or next venture. This will utilise the most appropriate tax reliefs across your wealth.
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2. ASSET PROTECTION
We’ll assess your company’s needs and personal circumstance to ensure an effective suite of insurances protect your interests.
3. EMPLOYEE BENEFITS
Attracting and retaining a quality workforce in the current climate is no mean feat. Supporting your basic packages with competitive employee benefit schemes is more important than ever. We will consult with you to develop employee benefits that make your business attractive to the right people.
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Agility is key to success in these areas. As your business grows and evolves over time, operations will come up against unpredictable events or changing labour markets. Our plans and advice will focus on a long-term strategy with the agility to implement a short-term tactical approach to combat any setbacks.